ACI Worldwide, a global leader in real-time payment software, and RS2, a renowned global payments processor and technology provider, have joined forces to deliver a comprehensive, one-stop solution for acquirers and issuers in Brazil.

This innovative partnership combines ACI’s and RS2’s extensive acquiring and issuing capabilities, supporting financial institutions, integrated software vendors, payment facilitators, independent sales organizations, and payment processors on digital transformation and modernization journeys. For the first time, both companies' global expertise and technology are being brought together to the Brazilian market.

The new cloud-enabled technology platform empowers merchants, banks, and payment service providers to launch new products and services efficiently using configuration portals that integrate seamlessly with third-party platforms. This comprehensive solution orchestrates the entire payment ecosystem within the client environment, ensuring security, reducing operational costs, and ultimately boosting revenues.

In addition, the platform is fortified by ACI Fraud Management and Payments Intelligence, providing real-time enterprise fraud management capabilities. With advanced machine learning, predictive analytics, and expertly defined rules, it effectively combats the growing threat of fraud. Certified for Brazil, the platform adheres to all local regulatory requirements, including PCI and local card scheme standards.

This partnership will lead to the launching of sophisticated, end-to-end issuing and acquiring solutions which will bring significant transformation in the payments and cards market of Brazil.

According to Sriram S R, Analyst at Quadrant Knowledge Solutions, by enabling customers to drive business growth and seize new revenue opportunities through the launch of innovative products and services, this partnership marks a significant milestone for both companies as well as the market. Moreover, this partnership highlights how strategic alliances and acquisition strategies are paying off for vendors, enabling them to tap into new markets with multiple business models. By leveraging their combined strengths, ACI Worldwide and RS2 Software can offer versatile solutions tailored to the unique needs of various market segments.

Author- Sriram S R, Analyst at Quadrant Knowledge Solutions